When it comes to turning around your 500 credit score, there are 3 steps to achieving positive changes quickly and sustainably:
- Fix your current credit report.
- Learn how to be financially responsible.
- Do steps 1 & 2 the right way.
Here’s an example of what can happen when you do them all.
Roman B. came to us with a 500 credit score and very little knowledge about how to budget. We connected Roman with a nonprofit credit counselor, who was able to remove a collection and offer advice about the best approach to paying down credit cards. Roman’s 500 credit score jumped to 620 in just 5 months!
While this result is not typical – the average CredEvolv customer sees a 53-point increase in 3 to 5 months – Roman’s success story is rooted in step 3.
Instead of taking the DIY approach, Roman found CredEvolv. He connected with a certified, compliant, nonprofit credit counselor who provided help – not only with deleting the collection account but also with learning how to avoid credit trouble.
That’s how Roman has been able to achieve a triple-digit increase in his original 500 credit score and keep the momentum going as he continues toward the goal of an even higher score.
Read more credit success stories here.