About CredEvolv

Built by people who
lived the problem
from the inside.

CredEvolv was founded by mortgage industry veterans who had watched thousands of qualified borrowers fall out of the lending pipeline with nowhere to go. They knew the problem. They built the solution.

2021
Founded – Naples, Florida
36K+
Consumers served across all 50 states
+53
Average credit score improvement
9.1%
Of enrolled consumers become closed loans
150+
Companies whose professionals have referred clients through CredEvolv across the mortgage, real estate, and lending industries
Our Story

Built by people who lived
the problem from the inside.

Jeff Walker and Steve Romano are mortgage industry veterans who watched thousands of qualified borrowers fall out of the lending pipeline with nowhere to go. They had both previously used other platforms, none of which were robust enough to truly help consumers get the help they needed and get back into the loan process.

Today CredEvolv connects more than 150 companies across the mortgage, real estate, and lending industries to a network of HUD-certified nonprofit counseling and debt management providers – and has served more than 36,000 consumers across all 50 states.

Jeff Walker and Steve Romano at MBA Annual Elevate
Watch the CredEvolv Story on YouTube
What we are not

CredEvolv is not a credit repair organization. We do not dispute, delay, or promise specific score outcomes. We are a fintech platform that connects lenders and their clients to HUD-certified nonprofit counseling and debt management services – and to CredEvolvIQ, our self-guided credit-building tool.

Everything we do is designed to be compliant, transparent, and genuinely effective – because our partners and their clients deserve nothing less.

“Turn no into not yet – and make sure
not yet actually leads somewhere.”
The principle that has guided CredEvolv since day one. A declined borrower is not a lost cause. They are a future client – if someone does the work to get them there.
Our Team

The people building CredEvolv.

Executive Leadership
Jeff Walker
Jeff Walker
CEO
LinkedIn
Steve Romano
Steve Romano
President
LinkedIn
Libby Romano
Libby Romano
Chief Marketing Officer
LinkedIn
Chris Morrison
Chris Morrison
Chief Technology Officer
LinkedIn
Advisory Board
Rebecca Steele
Former President & CEO, National Foundation for Credit Counseling; former Chase Home Lending Executive
LinkedIn
Keshava Dasarathy
Founder, Finvizia; Adjunct Professor, NYU Stern School of Business; former Head of Single Family Strategy, Fannie Mae
LinkedIn
Mitch Kider
Chairman & Managing Partner, Weiner Brodsky Kider PC
LinkedIn
Larry Letow
CEO, US Region, CyberCX
LinkedIn
Joe Caltabiano
CEO, Choice Consolidation Corp; former nationally top-ranked mortgage loan originator, Guaranteed Rate
LinkedIn
Lori Bettinger
Co-President, Alliance Partners
LinkedIn
Jordan Ryan
CTO, Solutions Architect, Digital Strategist, Facet Interactive
LinkedIn
Elizabeth Karwowski Sdoucos
Former Founder of Get Credit Healthy, and Executive Team Member at Starting Now Corporation
LinkedIn
Work with us

Ready to turn declined
applicants into future closings?

Book a demo and see how CredEvolv integrates with your tech stack – or enroll a consumer today and let us get to work.

Request a Demo Enroll Now