Your “Declined” Borrowers
Aren’t Lost Deals.
They’re Deferred Revenue.
CredEvolv helps lenders unlock the value of nonqualified borrowers through a free, fully compliant loan readiness platform – turning “not yet” into closed loans without risk.
Built for lenders. Powered by nonprofit credit and debt counseling. Aligned with the same FICO® scores you underwrite with.
The lending industry has been thinking about credit & debt all wrong.
For decades, lenders have treated declined borrowers as dead ends.
That assumption is costing billions.
But the borrower didn’t disappear. The demand didn’t disappear. The deal didn’t disappear.
It was simply deferred. The borrower didn’t vanish – the timeline did.
Every borrower declined due to credit represents future loan volume – if they’re guided through the right loan readiness path.
Most lenders don’t lose these deals because borrowers can’t qualify. They lose them because there’s no compliant, structured, lender-safe way to help them get there.
Until now.
Calculate the revenue you’re leaving behind.
Most lenders underestimate the financial impact of declined borrowers.
This calculator shows what those “no’s” are actually worth – in closed loans, not theory.
This isn’t hypothetical revenue.
It’s loan volume already in your system — waiting for a compliant path back to approval.
See How CredEvolv Makes This Real – For Free
Why Most “Loan Readiness” Options Create More Risk Than Results
When lenders try to help credit- or debt-challenged borrowers, they’re usually forced to choose between bad options.
CredEvolv Is Not Credit Repair. It’s Loan Readiness, Done Right.
CredEvolv is a loan readiness technology platform that connects borrowers with HUD-certified nonprofit credit and debt counselors, guided by data, structure, and outcomes lenders can trust.
This is the only path that protects your pipeline and your institution.
What makes CredEvolv different?
Trusted by institutions that set the standard.
Proud partners of the Mortgage Bankers Association.
Aligned with the National Foundation for Credit Counseling and other trusted institutions.
These deals weren’t lost. They were recovered.
Each customer success story reflects the same pattern.
You Already Have the Borrowers.
We Help You Capture the Value.
CredEvolv is free for lenders. Compliant by design.
Built to turn “not yet” into closed loans – safely.